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How PayCycle compares

Most tools do one slice — payment applications, or accounting, or estimating. PayCycle is the contract-aware commercial platform that runs the whole cycle, and it never charges you to get paid.

AI reads your JCT / NEC contract
PayCycle Yes
Payapps Not offered
Planyard Not offered
Line-by-line AI review of each Application for Payment
PayCycle Yes
Payapps Not offered
Planyard Not offered
JCT & NEC payment cycle + statutory notices
PayCycle Yes
Payapps Limited
Planyard Not offered
Cost plan + AI benchmarking (NRM1 / SMM7)
PayCycle Yes
Payapps Not offered
Planyard Not offered
Variations & valuations
PayCycle Yes
Payapps Limited
Planyard Yes
CA certificates (practical completion, final, etc.)
PayCycle Yes
Payapps Not offered
Planyard Not offered
CVR & cashflow forecasting
PayCycle Yes
Payapps Not offered
Planyard Yes
Programme & risk register
PayCycle Yes
Payapps Not offered
Planyard Not offered
Tender comparison
PayCycle Yes
Payapps Not offered
Planyard Limited
Accounting export (CSV for Xero / QuickBooks / Sage)
PayCycle Yes
Payapps Limited
Planyard Yes
Self-serve, no sales demo (from launch)
PayCycle Yes
Payapps Not offered
Planyard Yes
Flat price — never charged per user / per seat
PayCycle Yes
Payapps Yes
Planyard Not offered
No per-claim / per-submission fees
PayCycle Yes
Payapps Not offered
Planyard Yes
Yes Limited / partial Not offered
The bigger names

Tools you might already know

These are good products — they just do a different job. Here is the honest version of where each one shines and where PayCycle fits instead.

Construction management platform

Procore

Excellent at site and project management for main contractors and owners — drawings, RFIs, programmes — at enterprise scale and price.

Where PayCycle fits: PayCycle is the UK commercial layer Procore isn't: JCT & NEC payment cycles, Construction Act notices and QS workflows, self-serve at SME prices.

Professional estimating & BIM takeoff

CostX (RIB) & Cubit

The standard for measurement and BIM-based takeoff in larger consultancies, with per-seat costs to match.

Where PayCycle fits: PayCycle doesn't do takeoff. It covers the post-contract cycle those tools stop at — valuations, variations, notices, CVR — plus a light cost plan with AI benchmarking.

Contractor ERPs

Causeway · Eque2 · COINS

Full commercial-and-finance suites for established contractors — powerful once implemented, but implementation is a project in itself.

Where PayCycle fits: PayCycle is running the same afternoon you sign up: no implementation, no training course, one flat subscription.

The real incumbent

Excel & email

Free, familiar and infinitely flexible — most payment cycles in the UK still run on spreadsheets and attachments.

Where PayCycle fits: Spreadsheets don't read your contract, track statutory notice windows, or keep an audit trail. PayCycle does — and shows its working on every figure.

Comparisons reflect publicly available information about each product and are provided in good faith; vendors update their features, so please verify current capabilities directly with each provider. Payapps, Planyard, Procore, CostX, RIB, Cubit, Causeway, Eque2 and COINS are trademarks of their respective owners.

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